tehnoah Posted October 21, 2015 Share Posted October 21, 2015 I've got statefarm as well. They don't seem to care that it is misidentified. They Asked me how many cc's and that was it. I'm paying $410 per year. Link to comment Share on other sites More sharing options...
zachd Posted October 21, 2015 Share Posted October 21, 2015 I've got statefarm as well. They don't seem to care that it is misidentified. They Asked me how many cc's and that was it. I'm paying $410 per year.You might want to ask for ABS discount. It saved me bigtime. Link to comment Share on other sites More sharing options...
zachd Posted October 21, 2015 Share Posted October 21, 2015 I have Pacific Specialty. I only started to ride last December, so I'm considered a new rider. No accidents/tickets. I only insure my bike through them, my renters and car is separate. But with full coverage, 2k accessory coverage, and 500/500 deductibles, and roadside, I pay $700/year. Link to comment Share on other sites More sharing options...
docsimple Posted October 22, 2015 Author Share Posted October 22, 2015 Meh, my coverage is pretty maxed. $900 year for 3 bikes. Next julybill lose that last speedo ticket and it should cut in half. 2015 Red FJ 09 2013 WR250R - little boy blue - sold 2012 DL650 V Strom - sold 2007 FZ6 - sold 1986 FJ600 - sold Link to comment Share on other sites More sharing options...
Premium Member martyl Posted October 22, 2015 Premium Member Share Posted October 22, 2015 I'm paying $240 per year with $250/$100 deductibles from State Farm, but I just got my card and see they mis-identified it as a FZ-09. I called my agent today to have it corrected but haven't heard if there'll be a change. Hopefully not! MartyL's reply.... That's about what I'm paying with State Farm but keep in mind I have multiple vehicles with them and what kept the cost down is, "Stacking" as my P.I.P. is off of another vehicle I own and it carries over to the other vehicles. Saves money that way and I'm still covered. Also, my agent did the same exact thing writing the FJ09 up as a FZ09. She had to go off of the VIN to pull up on her computer the FJ09 as the model wasn't in her computer drop down list. Most likely because it's a new model. Didn't change the rate but more importantly make sure you emphasize the model to whatever agent is working with you to get it right on your Ins. Card and paper work. Ins. prices vary as we all know based on driving record, environment, age, etc... So all in all it's best to shop around and shop every couple of years. It's just like Health,Home,car Ins. etc... Got to shop it to keep the cost down... A Motorcyclist's Church is the open road.... Link to comment Share on other sites More sharing options...
daytrippin Posted October 23, 2015 Share Posted October 23, 2015 I didn't end up buying a FJ but I did price the insurance. I am with Geico and the bike with have been registered in MN. With a $250/$250 comp/collision deductible I was at $180 a year. Surprisingly this was less than my Vstrom but 3 times the cost of my CTX. The bike I ended up buying ('14 Ninja 1000 ABS) was $380 a year. I have very high PIP and liability coverage and carry $1k in medical coverage (just enough to cover the ER deductible and my normal health insurance will pick up the rest). One thing to keep in mind is I did have a multibike discount. Not really sure how much difference that made but probably 15-20%. Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.