I have been retired since 56 and am now 62 years old, six foot one inch tall and weigh 180 pounds. I bought a 2019 Tracer GT as a retirement gift to myself and am completely happy with the bike. I had to do a custom seat as the stock one was a poor fit for my backside. I could only go about 100 miles before it became very uncomfortable. Otherwise, I am totally happy with the bike. It fits me very well. I take it on trips for days at a time and use it like a sport bike on local rides. For me, it really does it all. I did some suspension upgrades, not that they were necessary, but I did feel the stock suspension was a bit soft for my liking, particularly the rear shock.
The earlier Yamaha triples had some fueling issues. The throttle response could be a bit abrupt. These were slowly ironed out with subsequent models. However a good ECU flash fixes this.
In the end, you have to find the bike that best fits you, but I don't think you can go wrong with the Tracer. Good luck in your search.